Houses with aluminum wiring are generally safe and do not cause concern even on the insurance level.
Most of the Insurance companies identified that your homes electrical panel is your main concern.
If your home still has an older fuse type panel, it could be a major insurance, and safety risk. Fuse panels can be upgraded to breaker panels quite easily, and at a lower cost than rewiring an entire home.
The main areas of concern with aluminum wiring are your homes connectors and receptacles. When aluminum wiring was first being installed, the same receptacles and connectors were used as for copper wire, but this does not work.
The connections can become loose and overheat, possibly causing a fire. According to the mostly certified Licenced electricians that receptacles can be retied with copper tails, which is roughly a 1-2 day task to refit an entire home.
This increases your homes safety and brings it up to today's code standards.
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